Rates

                                              Rates effective September 21, 2018

Savings Rates

Type Term APY *
Savings Certificates and IRA Certificates Minimum $500 12 Months 1.50%
24 Months 1.85%
Money Market Minimum $2,500 .15%
Savings Minimum $100 24 Months .05%
Holiday Club .05%
Vacation Club .05%
Check Plus Checking Minimum $1,000 .10%

* Annual Percentage Yield

Loan Rates

Type Term APR +
New Cars & Trucks Up to 48 Months 3.19%**
Up to 60 Months 3.39%**
Minimum $18,000 72 Months 4.69%**
Used Cars & Trucks 2014-2017 Up to 48 Months 3.49%**
Up to 60 Months 3.89%**
Mininum $18,000 72 Months 4.79%**
2012-2013 Up to 60 Months 5.25%**
First Mortgage Loans Call for Current Rates
Home Equity (Line of Credit)  Variable Up to 120 Months 4.25%
VISA Credit Cards:
Gold/Classic/Secured
11.88%/12.88%/14.99%
Savings or Certificate Secured Up to 24 Months 4% over investment rate
25 to 48 Months 5% over investment rate
Signature Loan Up to 48 Months 11.90%**
Partially Secured Loan Includes cars 2010 and older, under 80,000 miles Up to 60 Months  7.30%**
Motorcycle, Boats, ATV, Snowmobile, Trailers Up to 60 Months 5.99%**
Guaranteed Loan $1,200 max – certain conditions apply 12 Months 21.99%**

+ Annual Percentage Rate

 

>>>>>  Rate may vary based on credit history, term, model year, and other underwriting criteria <<<<<<<

 

**Additional .25% off when you have your full direct deposit deposited and set up automatic loan payments for your loan (excludes home equity and Guaranteed.)

**Additional .15% off auto loans when Mechanical Breakdown Insurance (MBI) is purchased.

**Additional .25% off loan rates (excludes home equity, Guaranteed loans and VISA) if employed by one of our approved SEG groups.