Loans

LOANS THE GCU WAY: easy, quick, budget friendly

Providing our members great rates, a large assortment of loan products, and a quick approval is our goal. Loan rate discounts available. Ask your loan officer for qualifications.

New or Used Auto

  • Flexible terms up to 72 months, depending on year and mileage
  • Flexible rates based on your past credit history
  • No pre-payment penalties.  All loans are simple-interest loans
  • Fast pre-approvals for greater negotiating power before making your purchase
  • Loans up to 100% of purchase price for qualified borrowers
  • Auto Insurance available from Liberty Mutual Insurance
  • Guaranteed Asset Protection Insurance (GAP INSURANCE) in the event your vehicle reduces in value faster than your loan balance in the event of a loss
  • Mechanical Breakdown Protection pays for covered repairs on your vehicle

 

Other Vehicles

  • ATV and Boat Loans
  • Motorcycle Loans
  • Title Loans – use your paid off car title to get a great rate for other purposes
  • Recreational Vehicle Loans

Credit Building Loans, to build or rebuild your credit rating

  • Guaranteed Loan: a Pay-day alternative at much better rates and lower monthly payments. Loans are for $1,200 and requires full direct deposit
  • Savings Secured Loan:  use the funds on deposit to get a low rate and immediate approval
  • Secured VISA Credit Cards:  use the funds on deposit to get your immediately approved VISA Credit card
  • Student VISA Credit Cards:  use the funds on deposit or with a parent to get a VISA Credit Card

Home Loans

  • Home Equity Loans: Fixed rate or adjustable rate options
  • HELOC (Home equity line of credit): Lets you draw from an established line of credit at any time
  • Mortgage Loans: We’ll help you get your first home purchased or get a lower rate on your current mortgage

Personal Loan

  • Signature Loans – no collateral needed

The loan contract  will provide additional disclosure information. All loans require underwriting and not all members will qualify for all products. Loans rates and terms are subject to change.

VISA Loan

  • VISA Credit Cards – Redeemable reward points earned with your Gold Card
  • VISA Classic Card – Amazing basic credit card
  • VISA Secured Card – Great way to build or rebuild credit

The VISA card agreements will provide additional disclosure information. All loans require underwriting and not all members will qualify for all products. Loans rates and terms are subject to change.

To get started, find what you need under the Tools and Information tab, Forms and Information.