GCU offers a variety of checking account options for its members.  Whether you want a FREE, no minimum balance account or one that pays you interest, we give you a choice. Even if you have had a troubled checking account record at another financial institution, you won’t be denied.

To help you decide which account is best for you, click here for a quick comparison: CHECKING ACCOUNT OPTIONS

Regular Checking

This is truly a FREE checking account with no limit on the amount of checks you write, and no minimum balance required.  A FREE debit card is provided allowing you cash access as well as purchase power without a check. FREE online account access, eAlerts, online check images and Bill Pay, too!  Overdraft protection from your savings account is provided.  You will receive an account transaction statement each month by mail or online.

CheckPLUS Checking

In addition to the regular checking account features, by maintaining a minimum balance of $1,000 or more you will earn interest, plus receive unlimited VISA Debit Card purchases and ATM withdrawals*.  Overdraft protection from your savings account is provided with no transfer fees.

Student Complete Checking

Students, including minors under 18 years of age, that have a parent on their account are eligible. Student complete features a FREE debit card, NO FEES for non-pin debit card usage, FREE online and Mobile banking, and no minimum or monthly maintenance fees.

Guaranteed Checking

Things happen in life and we understand that a second chance may be necessary. This account was designed to offer you a fresh start!   All of the features that you want including online access, online statements, debit card, checks and FREE eAlerts too.  A monthly maintenance fee of only $5. After 12 months of positive account activity, you can request a review of your account to transfer it to any of our other checking accounts options.

Business Checking

Being a small business, we love small businesses!   You get the same great features of our Regular Checking account including a FREE Visa debit card.   The monthly fee for checking is $5.00 per month, but it’s waived when a minimum daily balance of $250 or more is maintained.  There is no charge or limit to the number of checks or transactions you have.  Rolled coin is free, too!


Please review the “Important Account Information for Our Members” brochure for detailed information about each account. For a copy of our Privacy Policy please click HERE.

* The ATM machine owner may assess a surcharge for usage which will be debited from your account.

To get started, find what you need under the Tools and Information tab, Forms and Information.