| Loan Type |
Annual Percentage Rate |
Term |
| First
Mortgage Loans |
Ask for Current Rates |
|
| Home Equity
Line of Credit (Variable) |
4.65 % |
Up to 120 Months |
| Home
Equity Loans (Fixed) |
5.50% |
48 months |
6.00% |
60 months |
6.50% |
72 months |
7.00% |
84 months |
| VISA Gold / Classic Card |
11.88 / 12.88% |
|
| Savings or
Certificate Secured Loan |
4% over investment rate |
Up to 24 Months |
5% over investment rate |
25 to 48 Months |
| Stock Secured Loan |
7.75% |
48 months |
| New Car
Loan |
5.24% * |
Up to 60 Months |
| New Car
Loan - Over $18,000 |
5.85% * |
72 Months |
| Used Car Loan
- (2007 - 2005) |
5.24% * |
Up to 48 Months |
| Used Car Loan
- (2007 - 2005) |
5.50% * |
60 Months |
| Used Car Loan
- (2004 - 2002) |
5.45% * |
Up to 48 Months |
| Signature
Loans |
11.90% |
Up to 48 Months |
| Partially
Secured Loans |
8.50% * |
Up to 48 Months |
| Motorcycle
Loans |
6.99% * |
Up to 60 Months |
| Guaranteed Loan - ($1000 max - certain conditions apply) |
13.90% |
12 Months |
*additional
.25% off signature and auto rates when on direct deposit or have
GCU checking account with automatic payment debit.
* additional .15% off automobile loans when G.C.U. Mechanical Breakdown Insurance
purchased. |
Loan
rates subject to underwriting approval. Higher rates may apply. |
