| Loan Type |
Annual Percentage Rate |
Term |
| First
Mortgage Loans |
Call for Current Rates |
|
| Home Equity
Line of Credit (Variable) |
1.99 % |
Up to 120 Months |
| Home
Equity Loans (Fixed) |
4.35% |
48 months |
4.75% |
60 months |
5.25% |
72 months |
5.75% |
84 months |
| VISA Gold / Classic / Secured |
11.88% / 12.88% / 14.99% |
|
| Savings or
Certificate Secured Loan |
4% over investment rate |
Up to 24 Months |
5% over investment rate |
25 to 48 Months |
| Stock Secured Loan |
7.75% |
48 Months |
| Used Vehicle+ (2009 - 2011) |
|
Up to 36 Months
37 to 60 Months
|
| Used Vehicle+ (2006-2008) |
|
|
| Used Vehicle+: (2005 & older) |
|
|
| New Car
Loan |
|
Up to 36 Months
37 to 60 Months
|
| New Car
Loan - Over $18,000 |
5.60% * |
72 Months |
| Signature
Loans |
11.90%* |
Up to 48 Months |
| Partially
Secured Loans |
8.50% * |
Up to 48 Months |
| Motorcycle, Boats, ATV, Snowmobiles, Trailers |
6.99% * |
Up to 60 Months |
| Guaranteed Loan - ($1200 max - certain conditions apply) |
18.99% |
12 Months |
Loan rates subject to underwriting approval. Higher rates may apply based on credit score and underwriting. *additional
.25% off signature and auto rates with GCU checking account, direct deposit and automatic payment debit.
* additional .15% off automobile loans when G.C.U. Mechanical Breakdown Insurance
purchased.
We finance up to 100% of Vehicle Loans. Loan rates subject to underwriting approval. Higher rates may apply. No discounts on 3.99% or 1.99% rates. |
